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Basic Details
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| Typical APR |
Typical 16.6% APR (variable) |
| Balance Transfer Rate |
0% for a period of 16 months |
| Balance Transfer Fee |
2.98% |
| Purchase Rate |
0% for a period of 6 months |
| Cashback Allowance |
n/a |
| Reward Scheme |
Virgin Discounts |
| Interest Free Period |
50 days (max.) |
| Annual Fee |
£0 |
|
Interest Rates / Charges
|
| Cash Widhdrawls |
3% / £3 min. |
| Late Payment Charge |
£12 |
| Overseas Transactions |
2.75% |
| Minimum Interest |
n/a |
| Late Payment |
£12 |
| Stopping a Cheque |
n/a |
| Exceeding Credit Limit |
£12 |
| Payment Unpaid and Returned |
£12 |
| Default Notice |
n/a |
| Copy of Statement |
n/a |
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Limits
|
| Minimum Age |
Applicants must be over 18 years of age. |
| Minimum Salary |
n/a |
| Credit Limits (Min. / Max.) |
n/a / £50,000 |
| Minimum Payment |
3% / £5 min. |
apply for Virgin Credit Card
|
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Details last updated: 24th October 2008
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