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Basic Details
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| Typical APR |
Typical 16.9% APR (variable) |
| Balance Transfer Rate |
0% for a period of 9 months |
| Balance Transfer Fee |
2% / £5 min. |
| Purchase Rate |
n/a |
| Cashback Allowance |
n/a |
| Reward Scheme |
n/a |
| Interest Free Period |
56 days (max.) |
| Annual Fee |
£0 |
|
Interest Rates / Charges
|
| Cash Widhdrawls |
2.5% / £3 min. |
| Late Payment Charge |
£12 |
| Overseas Transactions |
2.75% |
| Minimum Interest |
n/a |
| Late Payment |
£12 |
| Stopping a Cheque |
£5 |
| Exceeding Credit Limit |
£12 |
| Payment Unpaid and Returned |
£12 |
| Default Notice |
£12 |
| Copy of Statement |
£5 |
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Limits
|
| Minimum Age |
Applicants must be over 18 years of age. |
| Minimum Salary |
n/a |
| Credit Limits (Min. / Max.) |
£250 / n/a |
| Minimum Payment |
2% / £5 min. |
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Additional Features
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| RSPCA Donation | Beneficial will pay £16.50 to the RSPCA when you open your account. Additionally, the RSPCA will receive 25p for every £100 you spend on your RSPCA Card. |
| Travel Accident Insurance | Free Travel Accident Insurance worth up to £250,000 when you pay with your RSPCA Platinum MasterCard. |
| Purchase Guard Insurance | Free Purchase Guard Insurance when you pay with your RSPCA Platinum MasterCard. |
apply for RSPCA Platinum Credit Card
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Details last updated: 31st August 2007
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