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Basic Details
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| Typical APR |
Typical 18.9% APR (variable) |
| Balance Transfer Rate |
n/a |
| Balance Transfer Fee |
n/a |
| Purchase Rate |
n/a |
| Cashback Allowance |
n/a |
| Reward Scheme |
n/a |
| Interest Free Period |
56 days (max.) |
| Annual Fee |
£0 |
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Interest Rates / Charges
|
| Cash Widhdrawls |
2.5% / £2.50 min. |
| Late Payment Charge |
£12 |
| Overseas Transactions |
2.75% |
| Minimum Interest |
n/a |
| Late Payment |
£12 |
| Stopping a Cheque |
£10 |
| Exceeding Credit Limit |
£12 |
| Payment Unpaid and Returned |
£10 |
| Default Notice |
n/a |
| Copy of Statement |
£3 |
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Limits
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| Minimum Age |
Applicants must be over 18 years of age. |
| Minimum Salary |
n/a |
| Credit Limits (Min. / Max.) |
n/a / £500 |
| Minimum Payment |
2.25% / £5 min. |
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Additional Features
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| Lonely Planet Guides | Spend £10 or more and save 25% |
| Superbreak | 10% off UK short breaks |
| CD Wow | 50p off CDs, £1 off games and DVDs |
| Firebox | £5 off gadgets, games and quirky gifts |
| Kitbag | Save 15% and subsequently 20% on a second visit. |
apply for NatWest Student Credit Card
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Details last updated: 30th August 2007
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