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Basic Details
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| Typical APR |
Typical 13.9% APR (variable) |
| Balance Transfer Rate |
0% for a period of 13 months |
| Balance Transfer Fee |
2.9% / £5 min. |
| Purchase Rate |
0% for a period of 6 months |
| Cashback Allowance |
n/a |
| Reward Scheme |
n/a |
| Interest Free Period |
56 days (max.) |
| Annual Fee |
£0 |
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Interest Rates / Charges
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| Cash Widhdrawls |
2.5% / £2.50 min. |
| Late Payment Charge |
£12 |
| Overseas Transactions |
1.25% |
| Minimum Interest |
n/a |
| Late Payment |
£12 |
| Stopping a Cheque |
£10 |
| Exceeding Credit Limit |
£12 |
| Payment Unpaid and Returned |
£10 |
| Default Notice |
n/a |
| Copy of Statement |
£3 |
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Limits
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| Minimum Age |
Applicants must be over 18 years of age. |
| Minimum Salary |
£10,000 |
| Credit Limits (Min. / Max.) |
£300 / £20,000 |
| Minimum Payment |
2.25% / £5 min. |
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Additional Features
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| Fraud Warning and Text Alerts | When we suspect a fraudulent transaction, we'll call you in person to check everything's OK. |
| Security | Chip and PIN enabled cards. |
| Internet Fraud Protection | Guarantee to refund losses caused by online fraud. |
apply for NatWest Classic Credit Card
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Details last updated: 13th April 2008
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