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Basic Details
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| Typical APR |
Typical 16.9% APR (variable) |
| Balance Transfer Rate |
0% for a period of 15 months |
| Balance Transfer Fee |
2.9% minimum £5 |
| Purchase Rate |
0% for a period of 3 months |
| Cashback Allowance |
n/a |
| Reward Scheme |
n/a |
| Interest Free Period |
56 days (max.) |
| Annual Fee |
£0 |
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Interest Rates / Charges
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| Cash Widhdrawls |
3% / £3 min. |
| Late Payment Charge |
£8 |
| Overseas Transactions |
2.73% |
| Minimum Interest |
n/a |
| Late Payment |
£8 |
| Stopping a Cheque |
n/a |
| Exceeding Credit Limit |
£8 |
| Payment Unpaid and Returned |
£8 |
| Default Notice |
n/a |
| Copy of Statement |
£5 |
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Limits
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| Minimum Age |
Applicants must be over 18 years of age. |
| Minimum Salary |
8,500 |
| Credit Limits (Min. / Max.) |
£700 / n/a |
| Minimum Payment |
2.5% / £5 min. |
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Additional Features
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| HSBC Travel Club | Up to 8% discount on Thomas Cook holidays booked through the HSBC Travel Club. |
| Additional Card | Free additional credit card for partners or family members over 18 |
| Online Fraud | Online Fraud guarantee‚ Purchase Protection‚ and Refund Protection. |
| Global Assistance | 24-hour worldwide assistance and an emergency cash advance if your card is lost or stolen. |
apply for HSBC Credit Card Credit Card
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Details last updated: 16th October 2009
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