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Basic Details
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| Typical APR |
Typical 31.5% APR (variable) |
| Balance Transfer Rate |
0% for a period of 6 months |
| Balance Transfer Fee |
3% |
| Purchase Rate |
n/a |
| Cashback Allowance |
n/a |
| Reward Scheme |
MBNA Rewards |
| Interest Free Period |
56 days (max.) |
| Annual Fee |
£95 |
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Interest Rates / Charges
|
| Cash Widhdrawls |
3% / £3 min. |
| Late Payment Charge |
£12 |
| Overseas Transactions |
2.75% |
| Minimum Interest |
n/a |
| Late Payment |
£12 |
| Stopping a Cheque |
n/a |
| Exceeding Credit Limit |
£12 |
| Payment Unpaid and Returned |
£12 |
| Default Notice |
n/a |
| Copy of Statement |
n/a |
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Limits
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| Minimum Age |
Applicants must be over 18 years of age. |
| Minimum Salary |
n/a |
| Credit Limits (Min. / Max.) |
n/a / £50,000 |
| Minimum Payment |
3% / £25 |
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Additional Features
|
| Annual Multi-Trip Travel Insurance | Worth £135 and includes winter sports cover for you and your immediate family. |
| Priority Pass | Priority Pass is your key to over 500 airport VIP lounges across the globe, worth £69 a year. |
| MBNA Rewards | Earn 1.5 MBNA Reward points for every £1 you spend. |
| Lifestyle and Home Management Service | A PA for your personal life. Brought to you by Europe’s leading lifestyle management concierge company TenUK. Worth £900 |
| VIP Travel Service MBNA TravelPlus | Exclusive offers on personalised holidays, flights or hotel bookings. |
apply for MBNA American Express Travel Credit Card
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Details last updated: 24th July 2008
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