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Basic Details
|
| Typical APR |
Typical 18.9% APR (variable) |
| Balance Transfer Rate |
n/a |
| Balance Transfer Fee |
n/a |
| Purchase Rate |
n/a |
| Cashback Allowance |
3% (3 months) |
| Reward Scheme |
n/a |
| Interest Free Period |
56 days (max.) |
| Annual Fee |
£0 |
|
Interest Rates / Charges
|
| Cash Widhdrawls |
3% / £3 min. |
| Late Payment Charge |
£8 |
| Overseas Transactions |
2.73% |
| Minimum Interest |
n/a |
| Late Payment |
£8 |
| Stopping a Cheque |
n/a |
| Exceeding Credit Limit |
£8 |
| Payment Unpaid and Returned |
£8 |
| Default Notice |
n/a |
| Copy of Statement |
£5 |
|
Limits
|
| Minimum Age |
Applicants must be over 18 years of age. |
| Minimum Salary |
£20,000 |
| Credit Limits (Min. / Max.) |
£700 / n/a |
| Minimum Payment |
2.5% / £5 min. |
|
Additional Features
|
| MoneyBack | Save up to 3% MoneyBack for your first three months, then up to 1.5% MoneyBack, with no limit on what you can earn. |
| Online Fraud Guarantee | Shop online with confidence. You will not be held responsible for unauthorised online purchases. |
| Refund Protection | Should any UK retailer refuse you a refund for any eligible items within 90 days of purchase, we will refund the purchase price. |
| Repayment Protection | If you are off work due to an accident, sickness or unemployment, Repayment Protection will pay 5% of your outstanding balance each month until the balance is cleared. |
| Additional Cards | Apply for a FREE Additional Card and get even more MoneyBack. |
apply for Amex Platinum MoneyBack Credit Card
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Details last updated: 15th October 2008
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