The Credit Card details below are for a guide only. Terms and conditions on Credit Cards are updated and changed periodically. Although we try to keep our details up-to-date, we always recommend you visit the Credit Cards own website to get the latest information before making a decision to apply.

American Express Nectar - Offer Summary

Apply for a American Express Nectar Credit Card

Basic Details
Typical APR	Typical 18.9% APR (variable)
Balance Transfer Rate	n/a
Balance Transfer Fee	n/a
Purchase Rate	n/a
Cashback Allowance	n/a
Reward Scheme	Nectar Points
Interest Free Period	56 days (max.)
Annual Fee	Ł0
Interest Rates / Charges
Cash Widhdrawls	3% / Ł3 min.
Late Payment Charge	Ł8
Overseas Transactions	2.73%
Minimum Interest	n/a
Late Payment	Ł8
Stopping a Cheque	n/a
Exceeding Credit Limit	Ł8
Payment Unpaid and Returned	Ł8
Default Notice	n/a
Copy of Statement	Ł5
Limits
Minimum Age	Applicants must be over 18 years of age.
Minimum Salary	Ł20,000
Credit Limits (Min. / Max.)	Ł700 / n/a
Minimum Payment	2% / Ł5 min.
Additional Features
Online Fraud Guarantee	You will not be held responsible for unauthorised online purchases.
Additional cards	FREE Additional Card allows you to get even more Nectar points.
Nectar Points	Earn up to 4 points for every Ł1 spent at any of the Nectar Scheme sponsors.
Bonus Nectar Points	5,000 Nectar bonus points as soon as you start using the Card in your first 3 months plus Double Nectar points.
Standard Nectar Points	Earn 1 point for almost every Ł1 spent anywhere else that accepts American Express
apply for American Express Nectar Credit Card
Details last updated: 12th October 2008