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Basic Details
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| Typical APR |
Typical 17.9% APR (variable) |
| Balance Transfer Rate |
17.9% until n/a |
| Balance Transfer Fee |
n/a |
| Purchase Rate |
17.9% until n/a |
| Cashback Allowance |
n/a |
| Reward Scheme |
BA Miles |
| Interest Free Period |
56 days (max.) |
| Annual Fee |
£0 |
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Interest Rates / Charges
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| Cash Widhdrawls |
3% / £3 min. |
| Late Payment Charge |
£8 |
| Overseas Transactions |
2.73% |
| Minimum Interest |
n/a |
| Late Payment |
£8 |
| Stopping a Cheque |
n/a |
| Exceeding Credit Limit |
£8 |
| Payment Unpaid and Returned |
£8 |
| Default Notice |
n/a |
| Copy of Statement |
£5 |
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Limits
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| Minimum Age |
Applicants must be over 18 years of age. |
| Minimum Salary |
£20,000 |
| Credit Limits (Min. / Max.) |
£700 / n/a |
| Minimum Payment |
2.5% or £5 |
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Additional Features
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| BA Miles Rewards | Earn 1 BA Mile for virtually every £1 you spend. |
| Travel Accident Benefit | Up to £75,000 of benefit when you use the Card to book public transport. |
| Worldwide Cash Access | Up to £400 over a 7 day period. |
| Additional Card | Free additional Cards for your friends and family. |
apply for British Airways American Express Credit Card
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Details last updated: 31st August 2007
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